A Budget Is A Plan

Photo by: worldislandinfo

My thoughts have hovered around “planning” lately.

Maybe it’s the new year.

It’s incredible the difference a little planning can make in almost anything.

A budget is simply a way to plan what you’re going to spend your 95% on.

When we don’t plan where our money will go, it might go towards our wants before our needs.

We might even spend more than we earn.

When we fail to plan where our paychecks go, they tend to leak out into less important, or irrelevant things.

Budget’s don’t have to be perfect to make incredible improvements in your life – the simplest budget plans are infinitely better than not having any at all. When you learn how to start a budget plan, and stick to it, you set yourself up for a lot more success down the road.

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PS – A huge round of applause for those of  you who signed up for the January 2010 Challenge. I have been quite inspired by how many have signed up.

I hope you’ll email me when the month is over to tell me how you did!

And it’s not too late to start your own first month of budgeting. Just sign up for the emails in the sidebar to the right. It’s wicked easy.

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