Oh, Did You Need Wheels?

“This here car is the car for you.”

“Yeah?”

“You bet! I can tell from your trendy glasses that you’re a music kinda guy and this baby has iPod interface. All your music at your fingertips!”

“Nice!”

“Plus it has tons of cup-holders, plays DVDs and video games for the kids, has a GPS system, and tons of other fun things.”

“So, where are the wheels?”

“Oh… Did you need wheels?”

Photo by funkblast

Needs and Wants

As a music geek, you might persuade me that access to my iPod might be more important than having wheels while driving, but probably not. There are some basic fundamentals that a car needs to function as a car, and a lot of things it doesn’t need to work. Not even GPS.

When you’re budgeting your paychecks, make sure your 95% at least has wheels. Budget your needs before your wants.

When you fill up your “need” funds first in your budget, you give yourself peace of mind. Instead of lying awake at night running numbers in your head, you’ll know you have money for the mortgage, and the insurance, and the other bills, safely set aside. It’s a lot less stress in your life at a very little price.

That said, I hope your budget lets you have the GPS too.

It’s not about good vs bad, it’s about first vs second.

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